Home »Fair Debt Collection Lawyer
Stop Harassment by Hiring a Fair Debt Collection Lawyer
Collection Calls are the most aggravating and annoying things that exist. We have had clients come to us reduced to tears over them. Fortunately there is a way to bring them to a screeching halt. Believe it or not debt collectors are regulated by law. The reason you probably don’t believe it is because they routinely ignore the law.
Debt collectors are forbidden by federal law from:
- Physically threatening you
- Using obscene language
- Continuous calling
- Failing to identify themselves
- Calling before 8 AM and after 9 PM
- Calling you at work if your employer forbids it
- Calling you if they know you are represented by an attorney
- Calling anybody except you, your attorney, or a credit reporting agency about your debt
- Contacting you after you notify them in writing that you are not going to pay the debt
A Good Fair Debt Collection Lawyer Can Make Them Pay!
If you “dispute” the debt or demand “verification” of the debt in writing the debt collector must cease debt collection activity until “verification” is provided. Failure to comply with any of these provisions results in damages of at least $1,000.00 plus your attorney fees. ONCE YOU ARE REPRESENTED BY AN ATTORNEY THE DEBT COLLECTOR CANNOT CALL YOU UNLESS THEY ARE COLLECTING THEIR OWN DEBT! Since most creditors turn their debts over to outside collection agencies and law firms any time the creditor contacts you after they are notified that you are represented they are liable! We have stopped creditors from calling and collected thousands of dollars for our clients plus our attorney fees from obnoxious creditors without filing bankruptcy! Even better, if we accept your case it will be on a contingency basis!
Michigan Law Centers, P.C. has successfully been doing business in the Detroit area for over 25 years and fully understands the complexities of Michigan’s legal system. We specialize in multiple aspects of the law and our fees are very reasonable. Contact us for more information on how we can help you to get fair treatment when you obtain the services of an experienced fair debt collection lawyer.